GAP Group Supplemental - Protect Your Employees From the Costs Their Health Plan Doesn't Cover.
OptiMed GAP supplemental coverage fills the financial gap left by high-deductible health plans — so your employees aren’t blindsided by unexpected medical bills.
GAP Plans from OptiMed Health
High-deductible health plans keep premiums manageable but they can leave employees exposed to significant out-of-pocket costs when they actually need care. GAP coverage solves that problem.
OptiMed Health’s GAP Group Supplemental plan pays pre-defined benefits directly for covered services physician visits, emergency care, hospital stays, diagnostics, and more on top of your existing health plan. The result: lower employer premium costs and better financial protection for employees.
GAP coverage is flexible and can be customized to your group’s needs, with employer contributions ranging from 0 to 100 percent. And because OptiMed processes claims quickly, employees and their providers get paid fast.
Why OptiMed / Key Differentiators
Customizable Coverage
Design a GAP plan that fits your group with inpatient, outpatient, combined benefit options, and optional prescription drug riders. Pick the coverage that makes sense for your workforce.
Fast Claims Processing
OptiMed processes all claims promptly. Medical providers or your employees file, we process, payment is made without the wait.
In-House Administration
When GAP is paired with other OptiMed products, you get a single, in-house administrator, one insurance card, and one point of contact for your entire benefits package.